What we do



Our agents have over a decade of experience in the Life Insurance and Financial Services sector. This uniquely positions Fresh Coast Coverage to offer the best solutions for you.
Our purpose is to get everyone protected, as affordably as possible.
Our passion is offering simple methods to our clients that can support generational wealth, freedom from debt and a comfortable retirement.

We can help you navigate the complexity of underwriting, funding and earnings associated with most plans. Even if you feel that you’ve been denied in the past, we will fight hard and make every attempt to meet your needs.

Coverage Designed for You

At Fresh Coast Coverage, we offer tailored life, retirement, and supplemental insurance solutions that fit your needs and your budget. Our licensed advisors help individuals, families, and business owners find the perfect balance of coverage, cost, and peace of mind — without the confusion.

Our Services

At Fresh Coast Coverage, we provide a full range of insurance and financial solutions designed to protect your family, your future, and your peace of mind.

🛡️ Life & Protection Plans

  • Term Life Insurance – Affordable coverage for a set period to protect your loved ones.

  • Whole Life Insurance – Lifetime protection with guaranteed cash value growth.

  • Indexed Universal Life (IUL) – Flexible coverage with potential for market-linked growth.

  • Children’s Insurance – Start your child’s financial security early with lasting coverage.

  • Final Expense Funding – Ensure end-of-life costs are covered with peace of mind.

💼 Health & Income Protection

  • Accident Insurance – Financial support for unexpected injuries.

  • Critical Illness & Income Continuation – Protection that helps replace income during serious health challenges.

  • Long-Term Care Insurance – Prepare for future healthcare needs and maintain independence.

  • Dental Insurance – Keep your smile healthy and protected.

💰 Savings & Financial Growth

  • Retirement Income Planning – Build steady, reliable income for your retirement years.

  • Long-Term Savings & Cash Value Policies – Grow wealth safely while maintaining insurance coverage.

  • Debt Elimination or Reduction – Strategies to help you become financially free faster.

Life Insurance

Protect your family’s financial future with personalized life insurance options — from term to whole life — built around your long-term goals.

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Retirement Products

Build lasting financial security with indexed annuities and other retirement solutions designed to grow and protect your future income.

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Final Expense Plans

Simplify life’s toughest moments. Our final expense plans make sure your loved ones are cared for and your wishes are respected.

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Your peace of mind starts with the right coverage — and the right people to guide you.

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